Discover the financial advantages of investment properties.
With an in-depth knowledge of the commercial real estate market, Impact Commercial understands the nuances associated with investment property purchases and refinancing. We acknowledge the delicate balance between leveraging (loan-to-value ratio) and showcasing to lenders the capability to meet repayment obligations (debt servicing). We want to execute a seamless journey starting from initial consultations, establishing achievable objectives, and ultimately ensuring the essential funding for your transaction.
What is an investment mortgage?
An investment mortgage refers to the financing of real estate purchased with the intention of generating income. It encompasses a broad spectrum, ranging from a single-unit condominium to a large commercial building in a city.
How do I qualify?
Qualifying for an investment mortgage requires favorable creditworthiness, satisfactory rental earnings, as well as enough available non-rental income to support the responsibilities of the mortgage. By working collaboratively with our financing partners, we’re able to further customize mortgage solutions specific to the unique needs of our clients.